Financial expert for
a foreigner in Poland

Financial consulting
in English

Platinum Eye works as an independent agent specialising
in personal finances. Our goal is to provide our clients
with a full range of products.

Ask expert for details or do not wait and call
(+48) 509 868 826 working days from 8:00 to 16:00

Our financial experts will find the best
and the cheapest offers for you, among them:

Mortgages

Property

Cash loans

Loans for companies

Savings products, investments

Insurance

Negotiate the best terms with your expert

Compare offers of the best financial institutions in Poland

Mortgage calculator Poland

How much money do you need?
How long do you want to
pay the loan for?

Here are 3 best offers of mortgages

Best instalment:-,-- zł

Wyniki wyszukiwania

2149 people have chosen this offer
+ Bank 1
Interest -,--%
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1854 people have chosen this offer
+ Bank 2
Interest -,--%
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Instalment amount -,-- zł
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1161 people have chosen this offer
+ Bank 3
Interest -,--%
APRC -,--%
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Total amount payable -,-- zł
Instalment amount -,-- zł
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Such terms are possible only with Platinum Eye

Are you interested?

Ask our expert

Our help is completely free of charge

Check your creditworthiness

Steps

Benefits

Formalities and documents

We deal with all the formalities, collect all the documentation. We will check your credit capacity. Taking out a mortgage, a cash loan, purchasing a property, choosing insurance is a complex process, which invlolves a thorough analysis and  preparation, both on the side of a financial institution and you at all stages. Neither a financial institution nor you can make a mistake. Sometimes even a minor one can cost a fortune.  You can get through this process calmly and safely. All you have to do is employ our financial experts. 

Save money

There are no additional payments or hidden cost. We are payed by financial institutions. Why? This solution lessens the cost on their side. Moreover, we will negotiate the best terms for you. We use proven negotiating strategies, which have been developed for years.

Save your time, get comfort

We are aware of your busy schedule, that is why our experts are mobile and will help you complete all the formalities. We will talk business and money wherever and whenever you want.
Convenient, isn't it? 

NOVELTY! Video chat available without leaving your house. 

Impossible is nothing - a mortgage for a foreigner in a nuthshell

Thanks to a growing market more and more foreigners are interested in purchasing a flat in Poland.
Experienced financial experts from Platinum Eye can make your dream come true. 

REALITY

Do you have an employment contract and live in Poland? - the task of getting a mortgage couldn't be easier. If you receive your salary in PLN, it means you pay your taxes in Poland. All you need to arrange a loan is a valid passport or ID, a residence card and a residence address certificate along with PESEL number (national identity number). 

WORK AND INCOME FROM ABROAD

The task becomes a little bit more tricky if you live and work abroad. According to the Polish law, the currency of a mortgage loan should match the currency of income.  In Poland, mortgages are available only in five foreign currencies: EUR, GBP, USD, SEK, NOK. The ideal situation would be if a client had any ties with Poland, e.g. a spouse or a partner with whom they can apply for a mortgage. The mandatory term, however, is PESEL number, which can be obtained only if you have a temporary or permanent address in Poland. Taking out a mortgage is doable, although there will be limitations in bank offers. 

COSTS

Note that a mortgage loan does not come entirely for free. You must be prepared to dip into your savings for initial fees. A maximum percentage of the bank's input into your loan is 90% (LTV), which means you will need to cover at least 10% of the property value. (In case of a foreign currency LTV is a minimum of 80%). Another cost is an arrangement fee and a comission fee, which vary among bank offers. Last but not least, there are notarial, property valuation and insurance fees. Additionally, for a purchase in a secondary market one must be prepared for the cost of tax on civil law transactions (PCC) charged 2% of the purchase price.

MORTGAGE EXPERTS CAN!

The good news, though, is that our experts provide services that are free of charge.  Every client needs to be considered individually. Do not hesitate to contact our mortgage brokers, who will be happy to walk you through the details of cooperation, and will assess your credit capacity for free!

Do you need more information?
Contact us!

Book a call and we will
call you back.

Book an expert

If you want...
call us

(+48) 509 868 826 working days from 8:00 to 16:00

Why Platinum Eye?

No. 1 in Poland's cash loan charts

2016, 2017, 2018
Expander

The best service
of group insurance

in Poland
Warta 2017

More than 35 000
satisfied clients

served by our experts
Platinum Foundation

We have helped over 300 people

Book
a free call

An expert call you back with the best offer.

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  • 0 zł - Our service is free of charge

  • Up to 50% lower loan instalment

  • On avarage up to 762 zł cheaper insurance policy